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Terms & Conditions and Varicate LLC

Please read these Terms & Conditions carefully and in their entirety before using (hereinafter referred to as the “Site”). The Site and its content are owned by Varicate LLC.

PURPOSE: These Terms & Conditions are here to clearly explain, outline, and layout the rules, terms, and conditions of using, viewing, and/or browsing the Site and/or purchasing or downloading any course, program, service, or product offered on or by us or the Site.


By using the Site in any capacity, you voluntarily agree to these Terms & Conditions. You agree that you have read, understood, and consented to these Terms & Conditions. If you have any questions, please contact us.


You must be at least 18 years old and be able to consent to these Terms & Conditions. If you are under the age of 18, or you do not agree with these Terms & Conditions as stated herein, please STOP now and do not use this Site or its content. By using the Site, you agree to the Terms & Conditions as stated herein, regardless of whether or not you have read these Terms & Conditions.


These Terms & Conditions contain an Arbitration Clause and require you to dispute or resolve any claim with us through Arbitration. By agreeing to these Terms & Conditions, you agree to the Arbitration Clause in Paragraph No. 18 and voluntarily waive your right to a jury trial.


By proceeding on the Site, you hereby agree to the following:


1.  Definitions:


“Company”, “We”, “I”, “Our”, or “Us” means Varicate LLC and our website,


“Content” means any and all written, visual, video, or audio information contained on the Site, including, but not limited to, any and all emails received from Varicate LLC and/or, and any and all written or downloadable material purchased, viewed, or otherwise offered by Varicate LLC and/or on, including, but not limited to, articles, posts, graphics, newsletters, designs, documents, information, templates, and materials.


“Personal Information” means information that can be used on its own or in conjunction with other information to identify, contact, or locate a person, or to identify an individual in context. For example, personal information includes, among other things, your name, address, email address, telephone number, etc.


“Site and Services” means, Content (as defined herein), email list/newsletters, social media posts, posts, articles, guides, eBooks, forms, worksheets, workbooks, webinars, website materials, and/or templates available on the Site.


“Site” means and any and all of its associated pages, tabs, landing pages, forms, or sub-pages.


“You” or “Your” means the user, customer, or viewer of the Site.


“Membership" and “Member” means a user who has registered their information with the site and who has been granted membership approval.


“Membership+” and “Member+” means a member or user who has purchased access, as a service, to restricted pages (called member pages). 


“Subscriber” means someone who has requested to receive the newsletter. 


2. Consent:

By using the Site and/or making any Purchase, you implicitly and voluntarily agree to act in accordance with, and abide by, these Terms & Conditions, our Privacy Policy, and Disclaimer.


By using the Site and/or making any Purchase, you represent and warrant that you are at least 18 years old. Any use of, or access to, the Site and its Content by anyone under the age of 18 is unauthorized and in direct violation of these Terms & Conditions our Privacy Policy.


3. Site Rules:

By using the Site and/or making any Purchase, you hereby agree & consent not to:

  • Abuse or harass any person through or on the Site.

  • Post or transmit obscene, offensive, libelous, defamatory, pornographic, or abusive content, as well as content that infringes our intellectual property rights or those of another person, website, or company.

  • Use the Site in any way or for any purpose which violates any law of the United States and the jurisdiction in which you use the Site.

  • Post or transmit any “spam” or unwanted, unsolicited content.

  • Post copyrighted materials, photographs, or content which do not belong to you.

  • Promote or sell your own content, services, or products through the Site, or the content, services, or products of anyone else other than us.

  • Copy, download, share, post, or transmit our intellectual property in any way that infringes on our intellectual property rights.



The Site, Courses, Services, and/or Products are intended for informational & educational purposes only and are not intended as professional financial, medical, health, fitness, financial, career, travel, relationship, intimacy, marriage, family, spirituality, personal growth, personal development, event, or any other advice by us for any purpose. By accessing and using the Site, Courses, Services, and/or Products, such use shall constitute your agreement that the Site, Courses, Services, and/or Products is not professional advice and shall not be relied upon by you as such.

You should ALWAYS consult with your physician or another medical professional first before implementing any of our content, information, or suggestions. You should always consult with a physician or medical professional (not us) before implementing any changes to your diet, medication, lifestyle, exercise regimen, supplement regimen, or health practices. Please only implement any and all changes after consulting with your physician and assessing your own risk. Likewise, you should ALWAYS consult with a financial advisor, career professional, mental health professional, family or relationship professional, events professional, business expert, accountant or other professional first before implementing any of our information. 

For additional information, please visit the Disclaimer page.

5. Your Consent to These Terms & Conditions:

By using this Site, or Purchasing or Downloading from our Site, Courses, Services, and/or Products, you implicitly and voluntarily agree to these Terms & Conditions as stated herein.


6. Changes to These Terms & Conditions:

We reserve the right to change, amend, or otherwise alter these Terms & Conditions at any time without notice to you. When changes are made to these Terms & Conditions, we will update the “Updated on” date at the bottom of this page. If you do not agree with these Terms & Conditions, please do NOT use our Site, read or implement its Content, or Purchase or Download anything from us.


7. Links to Third-Party or External Websites:

The Site may contain or include website URL links to third-party or external websites. Typically, these URL links are provided so that you may directly access a site that contains relevant information. Please note we are not liable for any of the information contained on or within the third-party or external websites. We are not responsible for the way they handle your personal information, whether they have a privacy policy, or any information you provide to them by visiting their website. You are responsible for reading and agreeing to, or expressing disagreement with, the external website’s privacy policy or terms & conditions.


8. Intellectual Property Ownership:

The Site and its Content are intellectual property solely owned by Varicate LLC. The Site and its Content are protected by United States copyright and trademark laws, as well as state intellectual property laws. Any violations of this term, and all terms contained herein, will be legally pursued to the fullest extent permitted by law.


9. Our Limited License to You:

If you view, access, or Purchase a Site Subscription(s), Course(s), Service(s), and/or Products, you are considered our Limited Licensee (“Licensee”). As a Licensee, you agree and understand that the Site, Courses, Services, and/or Products have been written, created, drafted, invented, and developed by us after a significant investment of time, money, education, hard work, and brainpower. The Site, Courses, Services, and/or Products are extremely valuable to us, both professionally and personally, and we take the protection of our Site, Courses, Services, and/or Products very seriously.


You may not use the Site, Courses, Services, and/or Products in any manner that is unauthorized, improper, against these Terms & Conditions or our Privacy Policy, or which violate U.S. intellectual property laws unless authorized by us in writing beforehand.


10. Your License to Us:

By commenting on the Site, or submitting documents to Varicate LLC via contact form, email, or social media, you represent that you are the lawful owner of said documents, statements, and/or the information they contain. You grant us a license to use your comments or submissions in any way we see fit, as it relates to our business purposes.


11. Purchase & Access Terms:

During the course of your use, Purchase, and/or Download from the Site, Courses, Services, and/or Products, you agree and understand that you cannot distribute, copy, forward, and/or share information prohibited by these Terms & Conditions. You also agree and understand that you are to take all necessary steps to make sure that you do not inadvertently share or distribute said materials, including, but not limited to, protecting your password (if any) to the Site to access content, your Purchase or Download. Any violations of these Terms & Conditions will be legally pursued to the fullest extent permitted by law.  By becoming a member (at any level) or by purchasing, you agree to receive, from time to time, promotional messages, newsletter(s), and materials from us, by mail, email, text, voice, voice mail or any other contact method you may provide us with (including your phone number for calls or text messages).  Further, you agree that we may contact you for any other legitimate business purposes through any contact method you have provided to us. Further, you agree that we may contact you in any form for any legitimate business purpose such as notification of security events, compromises, or billing related questions.  


12. Sharing the Site & Its Content:

You must request and receive written permission by email before sharing our Site and its Content for commercial purposes. You may share the site for personal purposes, but we ask that you link directly to the Site. You are required to give us and the Site credit by linking to the Site and its Content if you share it on social media or your own website, including all photographs. Since the Site and its Content are not yours, you may not in any way imply or represent that the Site or its Content are yours or that you in any way created, caused, or contributed to the Site or its Content. You may not make any claims that you are in any way associated with Varicate LLC.


13. No Claims Made Regarding Results:

Any and all current or past-client testimonials, statements, or examples used by us are simply that: examples. They are not guarantees that you will also experience or receive the same results. Each client and their circumstances are unique and nothing shall be interpreted as a guarantee that you will experience the same results as another client of ours.


14. DISCLAIMER - No Warranties, Guarantees, or Representations Are Being Made:

We do not offer any warranties, of any variety, regarding the Site Subscription, Courses, Services, and/or Products, and/or your Purchase or Download, in any way. The Site, Courses, Services, and/or Products, and/or your Purchases or Downloads are offered “AS IS” and without warranties of any kind, neither express nor implied, to the extent permitted by law.


15. Your Release of Us:

By using the Site you agree to release, forgive, and forever discharge Varicate LLC, its subsidiaries, employees, agents, contractors, subcontractors, and affiliates from any and all claims, suits, actions, charges, demands, liabilities, damages, judgments, and/or costs, whether known or unknown, both legal and equitable in any manner.


16. Errors & Omissions:

Every effort is made to provide up-to-date accurate information both on the Site and through our services. However, due to the complexity of the issues we cover, Varicate LLC does not and cannot warrant, represent, or guarantee that such information is free from errors, accurate, or up-to-date at all times. You should do your due diligence, research, or consult with a professional to ensure that all information you receive, act upon, or rely on from this Site and/or from our services is accurate and up-to-date.


17. Our Refund Policy:

We do not offer or process refunds for subscription purchases.   If you have any questions or concerns, or if there is anything we can do to make your experience a more pleasant one, please contact us via the contact page.



If you have any complaint or should any issue arise in the use of the Site, please contact us directly through our contact page.


However, if we are unable to amicably resolve your dispute in that manner, you agree that you and Varicate LLC shall submit your dispute to binding arbitration with the American Arbitration Association, before an arbitrator that is mutually agreed upon, in accordance with the American Arbitration Association’s (“AAA”) rules.


By agreeing to this term, you hereby agree and understand that you’re waiving your right to a jury trial in court, which would otherwise be available to you if not for this Arbitration Clause. Should any arbitration hearing need to be held, it shall be held within 25 miles of Mount Vernon, Washington state.


If the arbitrator issues an award and a judgment is made, the judgment will be binding and will be entered in court in the State of Washington. The only award that can be issued to you is a refund of any payment made to Varicate LLC for the applicable Product or Service. You are not permitted to seek additional damages, including consequential or punitive damages.


19. Consent to Governing Law:

These Terms & Conditions, and any dispute arising out of it, shall be governed by the laws of the State of Washington.


20. Consent to Jurisdiction:

You hereby irrevocably consent to the exclusive jurisdiction and venue of any Federal Court in the United States District Court for the District of Washington or a state court located within the State of Washington in connection with any matter arising out of these Terms & Conditions,  Privacy Policy and/ or Disclaimer, or as a result of your use, of the Site.


21. Consent to Service:

You hereby irrevocably agree that process may be served on you in any manner authorized by the Laws of the State of Washington for such persons, and you waive any objection which you might otherwise have to service of process under the laws of the State of Washington.


22. Payment & Purchases:


A purchase means that you have selected a paid plan as displayed on the plans page at the time of your purchase.   Your membership page provides tools to edit and cancel your paid plan.  You may create site membership without having a subscription.   If you cancel your plan, you will remain a member unless you request cancelation of membership from us.  If you wish to have assistance in canceling your membership, please use the contacts page to request that we remove such information.  By remaining a member (at any level) we will continue to include you in newsletter notifications until you cancel your interest via the unsubscribe link in the notification message.  


You may be denied a membership (at any level), newsletter subscription or the continuation of either or all if we determine, in our sole discretion, that you are engaged in commercial activities or for any reason. Likewise, we may deny your newsletter enrollment for similar reasons.  


A paid plan allows you to access restricted pages for the time period of your plan.   You expressly agree to not share your password with another person nor to allow someone to access such pages using your information. 


Trial Period

New membership+ plans may be eligible for a trial period as referred to on the subscription plan page.


Automatic Renewal

Membership+ plans automatically renew at beginning of the next billing period unless you cancel prior to it renewing.  Renewed membership+ paid plans are not eligible for a trial period.   If you need assistance in cancelling your membership (at any level), please request assistance at least 3 – 5 business days prior to the renewal so we may assist in cancelling your paid plan prior to renewal through the contact us page.


When you Purchase, Subscribe, or Download one of our Courses, Services, Plans, or Products from us or the Site, you may pay by credit or debit card.  By doing so, you give Varicate LLC permission to automatically charge your card for payment and for subsequent subscription periods until you cancel your membership+ plan. You will receive an electronic receipt following your Purchase, which you should retain for your records. 


If your payment method fails or is otherwise declined, you will be removed from, or canceled from having access to, our paid Site portion.  Please note, in the event your payment method is declined at any time, you are still responsible for the full cost of your Purchase.


We do not accept any chargeback threats (real or threatened). If any chargebacks are placed on a Purchase, we will report said incident to the major credit reporting agencies. Doing so could have a negative impact on your credit report and/or credit score. Should we need to do so and you would like to have this report removed from your credit report, please contact us to arrange for payment owed. Once payment owed is received, we will make the appropriate reports to the credit agencies.


Payment processing companies may have different privacy policies and practices than we do. We are not responsible for the policies of the payment processing companies. As with any online purchase, there are circumstances beyond our control which may compromise your credit card or payment method. We are not liable or responsible for any of those circumstances.


You hereby release us from any and all damages related to your payment or use of our payment processing companies in which you incur and further agree not to assert any claims against us or them for any damages which arise from your Purchase or use of our Site and its Content.

23. Limitation of Liability:

Varicate LLC is not responsible or liable in any way for any and all damages you receive directly or indirectly from your use, Purchase, or Download from our Site. We do not assume liability for damages, injuries, harm, death, misuse of (or failure to properly use) information or documents, due to any act, or failure to act, by you. Notwithstanding anything to the contrary contained herein, your sole and exclusive remedy for negligence, failure to perform, or breach by us shall be a refund of the amount paid for such service or product. IN NO EVENT SHALL WE BE LIABLE TO YOU FOR ANY INDIRECT, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES.


24. Defense & Indemnification

You shall, at all times, indemnify, defend, and hold harmless Varicate LLC, and all of our officers, members, affiliates, contractors, subcontractors, directors, assignees, employees, and licensees from and against all losses, damages, injuries, delays, deaths, lost profits, and expenses arising out of any proceeding (a) brought by either a third-party or by Varicate LLC  (b) arising out of your breach of your obligations, representations, warranties, or covenants under these Terms & Conditions or the Privacy Policy; and (c) arising out of any alleged breach or negligence said to have been committed by us.


25. Termination of Your Use

At our sole discretion, we are permitted to terminate your use or access to the Site, including site membership removal (at any level), discontinuation, and/or denial, if you abuse, violate, or breach any of these Terms & Conditions, Privacy Policy, Disclaimer, or any other terms to which you have agreed to.


26. Entire Agreement

These Terms & Conditions our Privacy Policy and Disclaimer, constitute the entire agreement between you and us with respect to the Site, Courses, Services, and/or Products, and they supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and us with respect to the Site, Courses, Services, and/or Products.


27. Severability

The provisions of these Terms & Conditions are severable, and the invalidity or unenforceability of any provision shall not affect the validity and enforceability of any other provision herein. If any paragraph, section, subsection, sentence, or clause of these Terms & Conditions are rendered illegal, invalid, or unenforceable, such illegality, invalidity, or unenforceability shall have no effect on these Terms & Conditions as a whole or on any other paragraph, section, subsection, sentence, or clause herein.


28. Your Privacy & Security on the Site:

Please read our Privacy Policy for how we handle your personal information.


29. Contact

If you have any questions or concerns regarding these Terms & Conditions, you may contact us through the contact page or write to 500 Westover Drive #12236, Sanford, NC, 27330.


Updated on 04-14-2023

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